Car Insurance Claim Void - Truth Or Myth?

Adrian Wong · 5th May 2008, 09:11 PM

My uncle sent me this in my mailbox recently. Sounds plausible, but you never know. Read on and tell me what you think. Could this be true... or just another urban myth?

Quote:

CAR INSURANCE CLAIM VOID... PLEASE READ STORY. BEWARE!!!

This is a real story, my nephew told me, & I would like to share with
all of you. Be careful, if u hv the habit of sending yr car for car
wash or similar matter (car jockey etc) while in shopping complex...

Two weeks ago my nephew sent his Toyota Harrier for car wash in the
car park of Bangsar Shopping Complex while he had an appointment
there. He handed the car keys to the car wash people n left the car
park for his appointment.

After the appointment he went to collect his car, & the car wash
people told him that his car had been collected. How CAN??? After a
prolonged argument without any results, he had no choice, but to make
a police report... n follow up by insurance claim...

Insurance company rejected his claim 'cos the reason is the car was
not stolen, the point of contention was why did he hand over the car
keys to someone unknown, n why did he not wait there till the car
washing was finished...???

So, be careful next time. If u really need to send yr car for car
wash, better stay there and wait for yr car, if not, this may happen
to you...
ALWAYS GET AN OFFICIAL RECIEPT LIKE YOU DO WHEN YOU SENT YOUR CAR FOR
SERVICING AT HONDA, PROTON, TOYOTA... DON'T PLAY THE FOOL.

Pls forward this msg to your all your friends to warn all of them...

-------------------------

Thank you for the Information.

I am a Senior Manager with MCIS ZURICH and confirm that if you hand over the keys of your car for someone to take care example :- Car Wash, Car Park and on your return if the Car is 'taken' away, Insurer will not pay for the 'Loss'.

Regards,
K.Arumugam
Regional Manager
GBD Region 2
MCIS ZURICH INSURANCE BHD
Wisma MCIS ZURICH
Jalan Barat, 46200 Petaling Jaya

Lacus · 5th May 2008, 11:37 PM

huh? Like that also consider void? Car already not there wor. But then if wash car, before the owner come and collect need some verifications right? Hmm, let me ask around to see if it voids the insurance policy or something..I wonder is this due to the Insurance Company.

JMMD · 6th May 2008, 12:26 AM

Seems kind of crazy but I didn't find anything on the urban legend websites about it. I did find that this story was posted on a few different blog and websites. Somehow I think it's an urban legend.

Adrian Wong · 6th May 2008, 12:47 AM

Sounds a bit zany... but you never know.

Mac Daddy · 6th May 2008, 07:42 AM

Well we work on cars where I work in car audio and the company has to have special insurance coverage for us to drive vehicles. Three of us are insured to drive vehicles on the premises and also in the parking lot only.

If we drive vehicles off our property we have to use our "dealer" plate and are insured for that as well. For the record I am not handing my keys to some 18 year old at the Jiffy Lube or car wash

Chai · 6th May 2008, 07:55 AM

Simple. I wash and polish my car myself.

The only time I handle my keys is when I'm at the official workshop.

Mac Daddy · 6th May 2008, 08:04 AM

Quote:

Originally Posted by Chai

Simple. I wash and polish my car myself.

The only time I handle my keys is when I'm at the official workshop.

Best way

Adrian Wong · 6th May 2008, 03:37 PM

Quote:

Originally Posted by Mac Daddy

Well we work on cars where I work in car audio and the company has to have special insurance coverage for us to drive vehicles. Three of us are insured to drive vehicles on the premises and also in the parking lot only.

If we drive vehicles off our property we have to use our "dealer" plate and are insured for that as well. For the record I am not handing my keys to some 18 year old at the Jiffy Lube or car wash

Wow.. You guys actually have insurance for that???

Over here, there's no such thing. LOL!

Mac Daddy · 6th May 2008, 06:52 PM

Quote:

Originally Posted by Adrian Wong

Wow.. You guys actually have insurance for that???

Over here, there's no such thing. LOL!

Ya and its getting more and more sticky. We can't even drive customers to work anymore without special coverage on our personal insurance policies

PsYkHoTiK · 6th May 2008, 09:15 PM

Part of it is customer liability, most of it is usually worker compensation. If anything happens to the worker, company is liable. So it's for both really. It was a big issue in HR and law in college...

6th May 2008, 12:47 AM	#4 (permalink)
Adrian Wong Da Boss Join Date: 10 Oct 2002 Location: In front of my ASUS F8V notebook! Posts: 33,137 Reputation: 3730 Rep Power: 78	Sounds a bit zany... but you never know. __________________ Dr. Adrian Wong Tech ARP \| Blog @ Tech ARP \| The Free Trade Zone DYKT : The only offshore account I have is at the sand bank? We need PROGRAMMERS and TECHNICAL WRITERS! Contact us if you are a hot shot programmer or technical writer! My items for sale : 50x SD Card \| Memory Stick PRO \| Cyclone Energy Saver \| Seiko SS watch \| Tiger/Carlsberg beer jugs \| Travel Speakers \| Motorola V600 \| Nokia N90 SOLD! \| New Lowepro Mini Trekker AW Other items for sale @ the FTZ : Zalman CNPS9500 LED @ $20 \| Zalman CNPS7700 Cu @ $20 \| Zalman CNPS7000 Cu @ $20 \| Swarovski bracelet watches \| Dell 17" LCD \| Hi-Fi speakers \| English DIVX movies \| HP LaserJet toners! \| Office chairs

6th May 2008, 07:42 AM	#5 (permalink)
Mac Daddy Pickin' Da Gitfiddle Join Date: 19 Nov 2007 Location: Canada Posts: 2,052 Reputation: 802 Rep Power: 13	Well we work on cars where I work in car audio and the company has to have special insurance coverage for us to drive vehicles. Three of us are insured to drive vehicles on the premises and also in the parking lot only. If we drive vehicles off our property we have to use our "dealer" plate and are insured for that as well. For the record I am not handing my keys to some 18 year old at the Jiffy Lube or car wash __________________

6th May 2008, 07:55 AM	#6 (permalink)
Chai Administrator Join Date: 6 Oct 2002 Location: Maranello Posts: 28,124 Reputation: 4649 Rep Power: 82	Simple. I wash and polish my car myself. The only time I handle my keys is when I'm at the official workshop. __________________ Chai (Contributor & Forum Admin) http://www.techarp.com/

6th May 2008, 09:15 PM	#10 (permalink)
PsYkHoTiK "Little" Devil Join Date: 8 Apr 2004 Location: On the "throne" Posts: 14,746 Reputation: 4681 Rep Power: 66	Part of it is customer liability, most of it is usually worker compensation. If anything happens to the worker, company is liable. So it's for both really. It was a big issue in HR and law in college... __________________ Intel SLBEJ @ 4GHz : 3x2GB OCZ Platinum DDR3 1600 : Asus P6X58 Premium : WD RE3 250GB x2 RAID 0 : 3ware 9650SE-2LP : XFX Radeon 5850 : XFi Platinum : Silverstone OP650 : Silverstone TJ-07 : Swiftech Apogee XT : MCP655 : Thermochill PA120.3 w Scythe Ultra Kaze CPU-Z: SLBEJ : SLAPL : SLA9U : FX-55 : DDR 600 : VX www.techarp.com

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5th May 2008, 11:37 PM	#2 (permalink)
Lacus Super Active Join Date: 28 Mar 2008 Location: Some gundam factory o.o Posts: 1,341 Reputation: 180 Rep Power: 4	huh? Like that also consider void? Car already not there wor. But then if wash car, before the owner come and collect need some verifications right? Hmm, let me ask around to see if it voids the insurance policy or something..I wonder is this due to the Insurance Company.

6th May 2008, 12:26 AM	#3 (permalink)
JMMD Just Started Join Date: 17 Apr 2008 Posts: 28 Reputation: 0 Rep Power: 0	Seems kind of crazy but I didn't find anything on the urban legend websites about it. I did find that this story was posted on a few different blog and websites. Somehow I think it's an urban legend.