Hmm.. That's true. Well, that's something, I guess. But if they really want people to make use of their ATMs, why set stupid limits like only 4 free ATM withdrawals a month and free ATM withdrawals for RM 1,500 per withdrawal??? If they forgo such limits, who wouldn't use the ATM? Right now, those withdrawing OTC are those who withdraw more than 4 times a month and want to avoid the extra ATM charges. By implementing this rule, Maybank is effectively forcing them to pay the RM 0.50 or RM 1 per extra ATM withdrawal.